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1. GreenSpot charges NO UPFRONT FEE and agrees you are never under any obligation to accept or receive any loan options provided to you. The only time a fee is due to GreenSpot is after you are 100% approved and receive access to funds. You agree to pay GreenSpot a loan consulting and referral fee of 9.9 % of the total dollar amount you accept or receive access to. The consulting fee is due within 48 hours of receiving access to the funds. A late fee will accrue 48 hours after you receive access to the funds, the accruing late fees will be $50.00 each day. Payment options include check by phone, check by overnight delivery with tracking number and bank wire.
2. GreenSpot may submit or refer you to submit an application to 1 to 5 lenders. Some lenders we have direct relationships with, and others we do not. Rates and terms are offered by the lender, not GreenSpot, and are generally contingent on verification of income and identity. You are solely responsible for reviewing the terms and conditions of the lender’s offer prior to your acceptance. Each Lender will do its own credit check.
3. You understand that by proceeding with GreenSpot you are granting GreenSpot limited power of attorney to represent you, only in the act of the application and loan process, either written, electronically, verbally or otherwise. GreenSpot does not have the authority to either accept or decline any loan on your behalf. You grant GreenSpot the right to communicate with all lenders on your behalf verbally or through e-mail.
4. You agree not to apply for financing at ANY of the Lenders that GreenSpot recommends to you from today until 180 days from ending services with GreenSpot. In the event that you do, you understand that GreenSpot's 9.9% consulting fee will be due plus any applicable late charges.
5. You authorize GreenSpot access to your credit report via soft credit check for the purpose of assisting you in finding loan offers. Further, you understand that GreenSpot may access and view your credit report for up to 180 days from ending service with GreenSpot for the purpose of verifying this agreement is upheld.
6. Did you apply or have anyone else apply you for an unsecured loan or line of credit within the past 60 days OR are there any banks or lenders that you do not want us to refer you to? If so, please enter the names of the institutions below and they will be exempt from this agreement.